Eligibility Criteria and District-Wise Quota for Apni Chhat Apna Ghar (ACAG) Housing Program Punjab
The Punjab Government has recently launched the Apni Chhat Apna Ghar (ACAG) Housing Program, aimed at providing interest-free loans to eligible residents for house construction. Below are the details of the eligibility criteria and the district-wise quota for loan distribution under this program for (Eligibility Criteria and District-Wise Quota for Apni Chhat Apna Ghar (ACAG) Housing Program Punjab).
Eligibility Criteria
To qualify for the ACAG Housing Program in Punjab, applicants must meet the following criteria:
Family Head: The applicant must be the head of their nucleus family according to NADRA records.
Permanent Resident: The applicant must be a permanent resident of Punjab as per their CNIC.
Land Ownership: The applicant must own and possess a parcel of land measuring up to 5 Marlas in urban areas or up to 10 Marlas in rural areas in Punjab on the date of the online application submission, where they intend to build their house.
Criminal Record: The applicant should not have a criminal record involving anti-state, anti-social, or heinous crimes.
Loan Status: The applicant should not be a defaulter on loans from any financial institution or bank.
NSER Registration: The applicant must be registered with the National Socio-Economic Registry (NSER) in a household with a PMT score of 60 or less.
District-Wise Quota for Loan Distribution
The Punjab Government has divided the province into three zones: Center Zone, North Zone, and South Zone. The district-wise allocation of loans is as follows:
Center Zone
Bhakar District: 283 loans
Khushab District: 243 loans
Layyah District: 366 loans
Mianwali District: 307 loans
Muzaffargarh District: 714 loansTotal for Center Zone: 1913 units, Grand Total: 4423 units
Faisalabad District:
Chiniot: 313 loans
Faisalabad: 851 loans
Jhang: 451 loans
Sargodha: 520 loans
Toba Tek Singh: 376 loans
Total for Faisalabad: 2511 units, Grand Total: 4423 units
North Zone
Lahore District:
Gujranwala: 657 loans
Hafizabad: 302 loans
Kasur: 484 loans
Lahore: 1690 loans
Nankana: 314 loans
Narowal: 357 loans
Okara: 518 loans
Pakpattan: 401 loans
Sheikhupura: 512 loans
Sialkot: 570 loans
Total for Lahore: 5804 units, Packaging: 8003 units
Rawalpindi District:
Attock: 287 loans
Chakwal: 263 loans
Gujrat: 466 loans
Jhelum: 255 loans
Mandi Bahauddin: 358 loans
Rawalpindi: 600 loans
Total for Rawalpindi: 2198 units, Grand Total: 8003 units
South Zone
Bahawalpur District:
Bahawalnagar: 454 loans
Bahawalpur: 517 loans
Rahim Yar Khan: 714 loans
Total for Bahawalpur: 1684 units, Total: 5074 units
Multan District:
Dera Ghazi Khan: 498 loans
Khanewal: 458 loans
Lodhran: 380 loans
Multan: 726 loans
Rajanpur: 368 loans
Sahiwal: 443 loans
Vehari: 517 loans
Total for Multan: 3390 units, Packaging: 5074 units
